For Home Buyers
Buying a home is an exciting time in one's life. Making the smart move of getting pre-approved for a loan and choosing a REALTOR® are your first steps to purchasing a home that meets your needs. Or, if you are not quite ready to purchase and just want to be Pre-Qualified, you can do just that. Our services and experience range from assisting you in finding a lender, helping you find the home that best suits you and your family and guiding you through the home buying process until closing. To help get you started, we offer several Free Tips & Reports, choose your reports and we will email them to you. For your convenience, we provide listings by email. We pride ourselves on repeat business and know you'll come to understand why. EXPERIENCE THE STERLING DIFFERENCE!
How We Can Help
Before you start looking
Closing Costs
- Assure that you see all the properties in the area that meet your criteria.
- Guide you through the entire home buying process, from helping you obtain the best financing, finding the right house, negotiating the best terms for you, and closing your home purchase.
- Make sure you don't pay too much for your new home and help you avoid costly mistakes.
- Answer all of your questions about the area, including schools, neighborhoods, the local economy, and more.
Before You Start Looking For Your New Home:
- Check your credit rating. Straighten out any errors before its too late.
- Determine a comfortable monthly budget for your new purchase, including down payment and monthly payment.
- Find a loan program that meets your needs and get pre-qualified (preferably pre-approved).
- Choose a REALTOR® that you trust and who understands your needs.
- Determine what neighborhood best matches your needs.
- Identify important features you need your new home to have.
- Lender fees include charges for loan processing, underwriting, preparation and establishing an escrow account.
- Third-party fees include charges for homeowners insurance and title policy search
- Government fees include deed recording and tax recording
- Escrow and interest fees include homeowner's insurance, loan interest, real estate taxes, and occasionally private mortgage insurance.
- A Good Faith Estimate provided by your lender will give you an idea of your closing costs, ask for one.
Ready to buy a home? Call us today at 565-1000 and let's start looking for your new home!
